$5 Million Loan Request for SBLC Purchase to Fund Humanitarian Housing Operations

This is a request for a $5,000,000 principal financial investment, structured as a loan with a fixed 12% annual interest rate, intended to finance the purchase of a one-year Stand-By Letter of Credit (SBLC) issued by the highly-rated HSBC Bank. The repayment term is flexible, ranging from 30 days up to 60 months. The SBLC acts as 100% collateral, guaranteeing both the principal repayment and the annual interest payments. The capital is sought to launch and expand a nationwide and worldwide humanitarian housing operation, enabling the entity to achieve long-term self-sustainability.