DFW Texas Independent P&C Insurance Agency for Sale - $1.54M Asking Price

This listing presents a seven-year-old independent P&C insurance agency located in Justin, Texas, within the thriving Dallas Fort Worth (DFW) metropolitan area. The business operates on a proven, low-overhead virtual model, supported by lean staffing. It currently manages $4.8 million in insurance premium, generating $545,000 in stable annual commissions. The agency's revenue stream is primarily derived from a high-value Personal Lines book, with 90% focused on homeowners and multi-car policies. Key strengths include an impressive 87% client retention rate among a desirable white-collar customer base and organic growth driven by strong SEO and community engagement, rather than purchased leads. The agency utilizes efficient infrastructure, including EZ Links and 99.9% direct bill, and maintains flexible relationships with top-tier carriers such as Safeco and Travelers. This established business offers significant potential for scaled marketing efforts and continued expansion. The agency is part of the Renegade Insurance franchise.