EMI Business for Sale in UK with EU/Ukraine Operations and Proprietary Software

This listing presents an opportunity to acquire an established Electronic Money Institution (EMI) business based in the UK, licensed and operational since 2019. The company specializes in low-risk money remittance services, primarily targeting migrants within the EU and facilitating transfers to Ukraine. It holds a license to operate in Ukraine, evidenced by its inclusion in the National Bank of Ukraine's register, and has successfully passed an audit. The business benefits from proprietary money transfer processing software, complete with APIs and a sandbox environment, enabling efficient operations. Its financial infrastructure includes accounts in Lithuania, the UK, and Poland. Extensive partnerships have been secured, with over 10 contracts signed for money transfers spanning the UK, EU, Ukraine, North America, and Asia. Significant integration efforts have been made, with 5 completed and 2 in progress. The company is actively servicing clients and generating revenue through EU-to-Ukraine money transfers. Operations are supported by a dedicated team of 10 employees, with a primary office in London and an R&D office in Kiev, Ukraine. The company boasts a share capital of €400,000, with €350,000 in current cash on hand. This represents a robust fintech operation with a strong international presence and technological foundation.