Established Allstate Insurance Agency for Sale in Panama City Beach, FL

Allstate

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Financial Details

Asking Price:
$1,113,000
Annual Revenue:
$430,000
Cash Flow / SDE:
$363,000
Profit Metric:
EBITDA
Valuation Multiple:
3.1x
Location:
Panama City Beach, FL, US
Source:
Date:
October 23, 2025

Key Highlights

Thriving, established Allstate agency in high-growth Panama City Beach, FL.
Strong existing book of business with 87% seasoned retention rate.
Turnkey operation with experienced, licensed staff in place.

Description

This listing presents an excellent opportunity to acquire a fully functioning, turnkey Allstate Insurance Agency located in the desirable, rapidly growing coastal market of Panama City Beach, Florida. Established in 2014, the agency features a robust book of business with $4.48M in total premium and an impressive 87% seasoned retention rate. Financial performance is strong, showing an EBITDA of $363,000 (45% margin). The sale includes all necessary equipment and benefits from a highly trained, dedicated team, ensuring a seamless transition for the new owner who wishes to capitalize on the area's constant influx of new residents and businesses.

Industry Information

Industry Description:
Insurance Agency operating under the Allstate franchise system, falling under the Financial Services industry.
Classification:
Financial Services

Operational Snapshot

Year Established:
2014
Employees:
3
Reason for Selling:
Retiring

Real Estate & Lease

Status:
Leased
Monthly Rent:
$850 USD
Lease Expiration:
2025

Assets & Inventory

Includes FF&E:
Yes
Includes Inventory:
Yes

Broker Contact

Name:
Kirk Price
Phone:
205-369-9595

Listing Details

Listing ID:
cdd739ef-93e0-4dbb-be75-69ebc7e7a5af
Source Listing ID:
2431605
Deal Status:
For Sale
Last Updated:
October 23, 2025
Currency:
USD

Features & Tags

Franchise Opportunity This listing is explicitly mentioned as a franchise opportunity. Franchise
Quality Verified This listing meets our quality criteria and standards. Verified
Tags & Categories
Franchise Insurance Agency High Growth Area Turnkey Operation Allstate