Finland Authorized Payment Institution for Sale

For sale is a Finland-based, authorized payment institution founded in 2022. It operates a proprietary payments-as-a-service platform, enabling freelancers to invoice clients and receive net salaries with automated tax and social security deductions. The platform features instant salary advances and micro-loans. It has >15,000 registered users and processed 100,900 salary payments last month, representing €1.3M gross revenue. Monthly profit is €40-50k, growing ~€5k month-over-month. The business is a profitable, fast-growing payroll-as-a-service platform for the freelance economy.