Highly Profitable Annuity Insurance Agency with $650K SDE in Detroit, MI

View Original Listing

Financial Details

Asking Price:
$2,600,000
Annual Revenue:
$2,253,000
Cash Flow / SDE:
$650,000
Profit Metric:
Cash Flow (SDE)
Valuation Multiple:
4.0x
Location:
Detroit, MI, US
Source:
Date:
November 06, 2025

Key Highlights

Highly profitable with $650,000 average net income over the last two years.
Established client base of over 900 customers focused on 10-year annuities.
Operable from anywhere in the country, offering significant location flexibility.

Description

This listing presents a highly profitable, established annuity boutique insurance agency based in Detroit, MI, offering strong financial performance and operational flexibility. The business has consistently generated $650,000 in net income (SDE) over the past two years, supported by a robust client base exceeding 900 customers who primarily purchase 10-year annuities. A significant advantage is that this operation can be run remotely from anywhere in the country. The real estate, valued at $400,000, is owned by the seller and included in the $2,600,000 asking price. This is a well-diversified small business opportunity with excellent cash flow.

Industry Information

Industry Description:
This is an established insurance agency specializing in the sale of 10-year annuities, falling under the Financial Services sector.
Classification:
Financial Services

Real Estate & Lease

Status:
Owned

Broker Contact

Name:
Daren Ross
Company:
Green Pine Partners, Inc.
Phone:
307-317-6582

Listing Details

Listing ID:
24de8f3a-e3d4-47c7-a8b3-52eba5ba4c45
Source Listing ID:
2345519
Deal Status:
For Sale
Last Updated:
November 06, 2025
Currency:
USD

Features & Tags

Quality Verified This listing meets our quality criteria and standards. Verified
Tags & Categories
Insurance Agency Annuity Sales High Cash Flow Remote Operation Owned Real Estate