Mid-Market & Emerging Growth Factoring and Lending Solutions

This listing represents a funding source offering strategic credit solutions for emerging growth and middle-market companies. The provider focuses on supporting management teams with a shared vision of passion, creativity, and transparency, delivering innovative and tailored financial solutions. Key benefits include greater flexibility and lower costs compared to traditional bank facilities and venture debt, avoiding the dilution associated with equity financing. The target companies are industry-agnostic, with a financial profile of $10+ million in sales, including under-banked entities, new asset classes, lower- and core-middle market companies, and late-stage venture companies with proven business models. Management teams should have a long-term strategic focus. The funding source offers extensive value-add capabilities and a strategic partner network across technology, media, communications, consumer, retail, education, healthcare, business services, financial services, fintech, capital markets, and strategic advisory, including international markets. Transaction terms include sole or joint-lead lending roles for deals ranging from $5 million to $30 million or more, with maturities from 6 months to 5 years. Structures can be tranched, delayed draw, and offer flexible amortization with extended interest-only periods. Permitted uses of proceeds include growth initiatives, refinancings, mergers and acquisitions, management/sponsor buyouts, recapitalizations, shareholder liquidity, and special situations. The ownership structure can be founder/management controlled or VC/private equity backed. The provider emphasizes an ability to handle complex situations and meet tight timeframes, acting as a passive investor with a transparent process.