Operational Neobank with Banking Licenses and Card Issuance in London

This listing details an operational Neobank located in London, United Kingdom, seeking a new owner. The business is equipped with three essential licenses: SPI, FMSB, and Invest Fund, allowing it to provide a wide range of banking services. Key functionalities include generating IBANs for the UK (GB) and Ireland (IE) in both Euro and Pound Sterling, processing transactions via SEPA, SWIFT, CHAPS, and BACS, and issuing branded Visa cards. The Neobank has established relationships with multiple banking partners, including Monzo Bank, PKO Bank Polski, BVVA Spain, Caixabank Spain, Santander Spain, and Kraken PRO for crypto services. It utilizes customized software for its online cryptobank and core banking operations. Customer onboarding began in February 2023. The asking price is $1,758,279, with seller financing options available.