Philadelphia Check Cashing and Financial Services Business for Sale

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Financial Details

Asking Price:
$145,000
Annual Revenue:
$183,000
Cash Flow / SDE:
$93,564
Profit Metric:
Cash Flow
Valuation Multiple:
1.5x
Location:
Philadelphia, PA, US
Source:
Date:
September 15, 2025

Key Highlights

Lucrative, well-established full-service franchise opportunity.
Strategic location with high foot traffic near major attractions and transit.
Semi-absentee owner operation with strong franchise support and potential for rapid ROI.

Description

This listing presents an exceptional opportunity to acquire a lucrative, well-established, and labor-intensive franchise check cashing business located in Philadelphia, PA. The business benefits from a strategic location with excellent proximity to mass transit, major sports complexes, a new hotel casino, and the Philadelphia naval shipyard, ensuring significant pedestrian traffic. The operation is described as having affordable rent, decent hours, and a commitment to total transparency. Strong franchise guidance and support are provided, aiding in regulatory compliance. The business is operated by a semi-absentee owner, with the salary of one full-time employee added back to the cash flow for an owner-operator scenario. An ROI is projected in under 24 months. The listing requires a liquidity of $200,000 in addition to the purchase price, and proof of funds of no less than $350,000 is mandatory for interested buyers.

Industry Information

Industry Description:
Check Cashing, Payday Loans, Pawn Shops
Classification:
Financial Services

Operational Snapshot

Employees:
1

Real Estate & Lease

Status:
Leased

Listing Details

Listing ID:
c8ded150-c836-40a2-adeb-3cc74e009f3e
Deal Status:
For Sale
Date Posted:
March 27, 2020
Last Updated:
September 15, 2025
Currency:
USD

Features & Tags

Franchise Opportunity This listing is explicitly mentioned as a franchise opportunity. Franchise
Quality Verified This listing meets our quality criteria and standards. Verified
Tags & Categories
Check Cashing Payday Loans Pawn Shops Franchise Philadelphia