Philadelphia Check Cashing and Financial Services Business for Sale
Financial Details
- Asking Price:
- $145,000
- Annual Revenue:
- $183,000
- Cash Flow / SDE:
- $93,564
- Profit Metric:
- Cash Flow
- Valuation Multiple:
- 1.5x
- Location:
- Philadelphia, PA, US
- Source:
- Date:
- September 15, 2025
Key Highlights
Description
This listing presents an exceptional opportunity to acquire a lucrative, well-established, and labor-intensive franchise check cashing business located in Philadelphia, PA. The business benefits from a strategic location with excellent proximity to mass transit, major sports complexes, a new hotel casino, and the Philadelphia naval shipyard, ensuring significant pedestrian traffic. The operation is described as having affordable rent, decent hours, and a commitment to total transparency. Strong franchise guidance and support are provided, aiding in regulatory compliance. The business is operated by a semi-absentee owner, with the salary of one full-time employee added back to the cash flow for an owner-operator scenario. An ROI is projected in under 24 months. The listing requires a liquidity of $200,000 in addition to the purchase price, and proof of funds of no less than $350,000 is mandatory for interested buyers.
Industry Information
- Industry Description:
- Check Cashing, Payday Loans, Pawn Shops
- Classification:
- Financial Services
Operational Snapshot
- Employees:
- 1
Real Estate & Lease
- Status:
- Leased
Listing Details
- Listing ID:
- c8ded150-c836-40a2-adeb-3cc74e009f3e
- Deal Status:
- For Sale
- Date Posted:
- March 27, 2020
- Last Updated:
- September 15, 2025
- Currency:
- USD