Profitable Money Transfer and Retail Business in Phoenix Area with Strong Daily Cash Flow

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Financial Details

Asking Price:
$125,000
Annual Revenue:
$91,553
Cash Flow / SDE:
$80,722
Profit Metric:
Seller's Discretionary Earnings
Valuation Multiple:
1.5x
Location:
Phoenix, AZ, US
Source:
Date:
November 06, 2025

Key Highlights

Consistent revenue stream driven by 15-30 daily money transfers.
Multiple income streams including high-margin add-on retail sales.
Turnkey, low-overhead operation with experienced, cross-trained staff.

Description

This established money transfer and retail business, situated in a high-traffic Phoenix area (Maricopa County, AZ), offers an excellent opportunity for immediate profitability. The core business generates steady daily cash flow through 15 to 30 money transfers, supported by loyal, repeat customers. Significant secondary revenue is derived from impulse and essential purchases of groceries and convenience items. The operation is turnkey, benefiting from reliable, cross-trained staff, allowing for easy management by an owner-operator or investor. Growth potential exists by integrating additional financial services like check-cashing and bill-pay. Asking Price is $125,000, based on $91,553 in sales and $80,722 in Seller's Discretionary Earnings.

Industry Information

Industry Description:
This business operates at the intersection of retail sales (groceries, accessories) and financial services (money transfers), providing consistent daily cash flow.
Classification:
Financial Services

Operational Snapshot

Employees:
2
Reason for Selling:
New Venture

Real Estate & Lease

Status:
Leased
Monthly Rent:
$3,000 USD

Assets & Inventory

FF&E Value:
$5,000 USD
Includes FF&E:
Yes
Inventory Value:
$15,000 USD
Includes Inventory:
Yes

Broker Contact

Name:
Brent Bengtson
Company:
Transworld Business Advisors
Email:
[email protected]
Phone:
(602) 448-1522

Listing Details

Listing ID:
c0bcd8b3-12e6-4003-b71a-a48bf648aeb2
Source Listing ID:
21997-237004
Deal Status:
For Sale
Last Updated:
November 06, 2025
Currency:
USD

Features & Tags

Quality Verified This listing meets our quality criteria and standards. Verified
Tags & Categories
Money Transfer Retail Steady Cash Flow Convenience Store Financial Services