Small Payment Institution (SPI) License for Sale in Poland with EU Passporting

This listing presents an opportunity to acquire a licensed Small Payment Institution (SPI) in Poland. The SPI holds a license allowing it to operate across all EU countries without requiring additional permissions, offering significant market access. The business structure is suitable for fintech startups or investors looking to expand their financial services operations within a regulated environment. The offer includes the SPI with its existing software and an active account with a Polish banking institution. The company was established in 2021 and has an initial capital of PLN 5,000, which can be increased. The SPI is integrated with payment systems like Stripe. The regulatory limit for transactions is up to 1.5 million euros per month. This acquisition provides a foundation for testing financial solutions and potentially scaling to a National Payment Institution (NPI) status.