Turnkey Check Cashing Business for Sale in Delaware County, PA

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Financial Details

Asking Price:
$395,000
Annual Revenue:
$419,384
Cash Flow / SDE:
$249,379
Profit Metric:
Seller's Discretionary Earnings
Valuation Multiple:
1.6x
Location:
PA, US
Source:
Date:
September 25, 2025

Key Highlights

Successful, turnkey check cashing business with multiple revenue streams.
Prime location in a highly populated neighborhood with a reliable, experienced staff.
Part of a respected franchise, offering training and support, with seller financing available.

Description

This is a successful, turnkey check cashing business located in the heart of Delaware County, Pennsylvania. Established in 2013, the business benefits from a prime location in a highly populated neighborhood, ensuring consistent customer traffic and multiple revenue streams beyond check cashing, including Western Union, Moneygram, bill pay, debit cards, and money orders. The operation is part of a respected franchise, providing comprehensive training and licensing support. The staff is reliable and experienced. The seller, who is a leader in the industry with multiple stores, is committed to a smooth transition and offers some seller financing. The asking price is $395,000, with Seller's Discretionary Earnings of $249,379 on sales of $419,384. The business requires the buyer to have cash inventory on day one.

Industry Information

Industry Description:
Check Cashing Store
Classification:
Financial Services

Operational Snapshot

Year Established:
2013
Reason for Selling:
Retirement

Real Estate & Lease

Status:
Not Included
Monthly Rent:
$2,122 USD

Assets & Inventory

FF&E Value:
$0 USD
Includes FF&E:
No
Inventory Value:
$0 USD
Includes Inventory:
No

Broker Contact

Name:
Tom Covello
Company:
Transworld Business Advisors
Email:
[email protected]
Phone:
(610) 783-3555

Listing Details

Listing ID:
2ca46278-a4bd-49a9-85f1-d283c6d324e2
Source Listing ID:
64646-570663
Deal Status:
For Sale
Last Updated:
September 25, 2025
Currency:
USD

Features & Tags

Franchise Opportunity This listing is explicitly mentioned as a franchise opportunity. Franchise
Quality Verified This listing meets our quality criteria and standards. Verified
Tags & Categories
Check Cashing Franchise Turnkey Financial Services Pennsylvania