UK Authorised Payment Institution for Sale

This is a business analyst's assessment of a UK-based Authorised Payment Institution (API) for sale. The API holds money remittance permissions and features multicurrency collection accounts and an EU safeguarding account. It has minimal trading history, maintained solely to keep the license active, and a clean audit history. The business includes a fully operational web portal and mobile app using white-labeled software, integrated with GBG for onboarding. The director and MLRO are UK-based and willing to stay on. Expansion opportunities include card acquiring or upgrading to an Authorised E-money Institution. Capital requirement is EUR 20,000. The seller will cooperate with Home Office visa sponsorship for staff relocation.