UK Authorized Payment Institution (API) for Sale

This listing offers a UK-authorized Payment Institution (API) established in 2018, holding licenses for Payment Initiation Services (PIS) and Account Information Services (AIS). The business features established integrations with major UK banks for Account-to-Account (A2A) payments and a cloud-hosted technical solution including a website and developer portal. It maintains a business account with Natwest. While currently without clients, the institution is debt-free and has no liabilities. The seller has indicated potential flexibility regarding the director's continued involvement post-acquisition. This represents an opportunity to acquire a regulated entity within the UK fintech landscape.