U.S. Digital Neo Bank with FINCEN Registration - For Sale

This listing presents a unique opportunity to acquire a U.S. registered digital bank (Neo Bank) based in Montana, holding FINCEN approval. This registration grants broad permissions for electronic payments, including cross-border transactions, across all U.S. states and internationally. Crucially, the company has never been operational, meaning it comes with a clean slate, free from any past liabilities, fines, or restrictions, thereby simplifying the due diligence process. The sale includes 100% shareholding, a registered Montana office, U.S. corporate and safeguarding bank accounts, comprehensive KYC/AML policy manuals, FINCEN reporting credentials, banking logins, and Montana registry credentials. A significant asset is the bespoke banking software system, enabling full digitalization with online banking and mobile applications for Android and iOS. The seller will manage the Change in Control process at no additional cost, with an anticipated completion within four weeks of deposit. Seller financing is available, and management is willing to stay on.